Birmingham has stored its place as the UK’s busiest location for present account switching, with 7,748 switches between April and June 2026, the newest Current Account Switch Service regional rankings present.
Newcastle upon Tyne, with 6,097 switches, and Manchester, with 6,020, accomplished the high three. It is the second quarter in a row that Birmingham has led the desk.
Across the UK, greater than 286,000 present account switches have been accomplished in the second quarter. June was the busiest month, accounting for 115,421 switches, or greater than 40 per cent of the quarter’s whole.
Scotland strikes up the desk
Glasgow was Scotland’s main switching location and ranked fourth throughout the UK with 6,005 switches. Edinburgh entered the UK high ten for the first time this 12 months, with 4,978.
The remainder of the high ten was made up of Sheffield (5,933), East London (5,575), Nottingham (5,339), Bristol (5,119) and South East London (5,050).
Younger switchers on the rise
People aged 25 to 40 remained the most energetic switchers, finishing up 121,251 switches, greater than 42 per cent of the whole and virtually 3 times as many as these aged 18 to 24. The youthful group is catching up, nevertheless: switches by 18 to 24 12 months olds reached 40,949 in the quarter, up by virtually a fifth, or 18 per cent, on the first quarter of 2026.
The rise comes as earlier analysis from Pay.UK discovered that college leavers need a checking account that helps them price range and plan, with 29 per cent naming this, whereas 26 per cent mentioned not understanding how to decide on an account put them off switching.
John Dentry, product supervisor at Pay.UK, which owns and operates the Current Account Switch Service, mentioned: “The latest Regional Rankings demonstrate the continued strength of competition within the UK’s banking sector, with hundreds of thousands of consumers taking advantage of the opportunity to move to an account that better meets their needs.”
He added that it was “particularly encouraging to see increasing numbers of young people switching bank accounts alongside the sustained popularity of switching among those aged 25 to 40”.
The service is free to make use of and completes a swap in seven working days, transferring incoming and outgoing funds similar to salaries and direct debits to the new account. Location figures are primarily based on switchers’ postcodes, and Outer London areas with their very own postcodes, similar to Twickenham, Kingston and Harrow, are counted individually from London.
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